Insurance plans

Protection that fits your life stage

Pru Life UK offers different types of plans for different goals. Here's a simple overview to help you understand your options before we talk.

Breadwinners & young families

Life Protection

Straightforward coverage that pays a lump sum to your loved ones if you pass away. Usually the most affordable way to get high coverage.

  • High coverage for a lower premium
  • Fixed coverage period or lifetime options
  • Can add riders for illness or accidents

Professionals who want protection + growth

Investment-Linked (VUL)

Combines life insurance with investment funds. Part of your premium goes to protection, part into funds you choose.

  • Life coverage plus a fund that may grow
  • Choose funds based on your risk comfort
  • Fund values are not guaranteed

Anyone who wants a medical safety net

Health & Critical Illness

Pays a cash benefit if you're diagnosed with a covered critical illness, helping with treatment and lost income.

  • Cash you can use however you need
  • Complements your HMO
  • Coverage depends on listed illnesses

Parents planning for their kids

Education Planning

Builds a dedicated fund for your children's schooling, with protection so the plan continues even if something happens to you.

  • Goal-based savings for tuition
  • Protection for the paying parent
  • Start small, start early

Employees, OFWs & business owners

Retirement & Savings

Plans that help you build long-term savings so you can retire on your own terms, while staying protected.

  • Long-term wealth building
  • Coverage while you save
  • Good fit for OFWs planning to come home

Not sure which one?

Take the 2-minute needs check and get a personalized summary.

Start the needs check

This page is a general overview for education only. Specific products, benefits, charges and eligibility are subject to Pru Life UK's underwriting and the terms of the actual policy contract. Investment-linked plans carry investment risk.